When my father died it fell to me to deal with his estate. I am not big on money situations but I have had to learn quickly about the conditional 'benefit' of money.
My father's estate is a normal semi detached house (that hasn't seen modernisation because that cost's money out of their capabilities) and joint accounts with his wife, my mum.
It has to go to probate.
The government have to go through this man's papers to decide how much they are going to take from his death estate in taxes.
My dad was not a wheeler dealer, he worked all his life and paid all due taxes. He and my mum bought their home through great sacrifice, there was never much spare cash when we were young because as we all know, buying a home for most people requires that they take on a huge debt and pay it off over time. In this house/property buying deal is a catch, in the end, the house (usually) is 'worth' more and also, depending where you live, will yield more tax to government when that person dies.
So who is responsible for the high costs of house buying, that pushes most people out of being able to do so, and enslaves most who do with mortgages that insist that both parents work long hours in order to pay? I had my parents house valued for the purposes of probate, and the real estate guy, put it at such an unreal value that it pushed it into a value range that would probably require some kind of inheritance tax payable to the government.
So even though my parents paid taxes all their life in this country, on death, the tax beast is still waiting to harvest even more from them. And we are all tied up in this sticky tape trying to follow the procedures.
We are not talking great wealth here, just the accounts of simple people.
Also, a life insurance policy that my dad paid into for 20 years to provide a "guaranteed" sum of £12000, my mum has MS and so my dad wanted to provide a decent sum for her should he go first.
In short the payment was only a third of the "guaranteed" sum.
I complained and looked through the masses of paperwork that supported the life of this life insurance policy. I suggested that the policy did not uphold my fathers reason for taking it on, in that it did NOT pay out the "guaranteed" sum of £12000, and so my complaint was that the policy sold to my father, was a policy, promising a sum, which it could never maintain , at the agreed premiums, for its entire duration , and with plenty of annual REVIEW's...(BTW, payments for reviews were taken from his pot paid into by his premiums, and so exhausted his pot of payments very quickly)
.....had either been mis-sold to him, or, the whole policy, complete with reviews had been grossly mismanaged.
The complaint has been upheld, but they, the 'money people' have their own way of doing the math, and without going into detail, are coming out with a very convoluted way of addressing this imbalance. Which means a small payment in recompense. In other words, they admit something but tie it all up in red sticky tape.
My fathers death, has initiated a sort of "slot machines" clockwork procedure of money drawers in and money drawers out.. recovering taxes and repayment of over payments, etc ...of all his affairs. Where tax and all payments to all sources requires that YOU over pay, so that money is in their money drawers, until the time you die, than some money drawers open, reluctantly but as a function of the 'money' machine, to repay to you, the over-payments that have been demanded from YOU.
It is part of the game that I now am expected to make the effort to prise open the money drawer that he paid into for 20 years in order to claim payment of the (now we know ...CONDITIONAL) ...PROMISE of the Guaranteed amount he had BOUGHT INTO that was his Life insurance policy.
All insurance is like this. All Money procedures are like this. They are set up to be like this.
They are set up by the tentacles of doom, or anti-life 'energies' that brought usury into our lives.
Usuary is medieval. but it is still running.
usury
ˈjuːʒ(ə)ri/
noun
- the action or practice of lending money at unreasonably high rates of interest.
"the medieval prohibition on usury"
synonyms: extortionate moneylending, payday lending; More
- archaicinterest at unreasonably high rates.
This, and the procedure of Taxation, is what keeps the people tending the 3d shackles of enslavement. This was not put in place to provide freedom for the people, or to provide a service for the people.
It is put in place by a punitive establishment to perpetuate the manipulation of infringement to an individual's liberty. They do this convincing the people that they have a perceived liberty. But we agree to participate because it has been made almost impossible to live by alternative means.
infringement
ɪnˈfrɪn(d)ʒm(ə)nt/
noun
- 1.the action of breaking the terms of a law, agreement, etc.; violation.
"copyright infringement"
synonyms: contravention, violation, transgression, breach, breaking, non-observance, non-compliance, neglect, dereliction, failure to observe; More
- 2.the action of limiting or undermining something.
"the infringement of the right to privacy"
The Ant-life Energy that drives the "money makers", have transgressed and violated our actual freedom, tying us up in sticky tape that inevitably ends up taking our breath away.
By stating that we can see this transgression means that it is now up for REVIEW.
Also, I suppose what I see is that if all we want from abundance is more money than we just get embroiled even further into the matrix. There IS a better way in this life, as it comes to us we will know.
Michaela.